01-Dec-2019
APIA Blog
RSS Feed12-Dec-2017
Nick Goodall: Impact of the 2017 Election on Auckland’s property market
As the year draws to a close, we’ve got a good understanding on likely changes to the property market and certainly which buyer groups are under the new Government’s property spotlight. In short, property speculators and foreign buyers are the focus. The Government has been clever in using the Overseas Investment Act to restrict foreign citizens buying existing property, but there’s... read more08-Jun-2017
Peter Lewis: DTI is but a band-aid solution to the bigger housing crisis
Reserve bank Governor Graham Wheeler has been working for some time to reduce the risk that he sees in the New Zealand banking system, mainly centred on house price inflation and low dairy product returns. Now that the milk market has turned up again, property prices and the related mortgage lending seem to be his main target. He has already attempted to restrain the demand for h... read more22-Nov-2016
Peter Lewis: DTI will not solve the housing crisis
Reserve bank Governor Graham Wheeler has been working for some time to reduce the risk that he sees in the New Zealand banking system, mainly centred on house price inflation and low dairy product returns. He has already attempted to restrain the demand for housing by introducing restrictions in investor loan-to-value ratios, thus limiting the amount that the main trading banks... read more02-Jun-2015
Tuesday Catch Up: 7 things we are keeping an eye on this week
... cos we simply had to take Monday off to recover from the latest Reserve Bank blow... 1. Before we unleashed the doom-and-gloom, can we please take a moment to marvel at the awesomeness that is Brandon Lipman? 2. Ok so back to business, late Friday afternoon the Reserve Bank served up another wham-bang at the investors community by hiking the cost of borrowing for non-occupying property ... read more18-May-2015
Monday catch up: 2 things we are keeping an eye on this week
Yes, you read that right. Two things only this week. Lets be honest, two major changes to investors' cash-flow are going to be enough to drown out most other headlines for weeks to come! 1. From October onwards if you want to buy an Auckland investment property, you will need to come up with 30% deposit says the Reserve Bank. Straight off the bat the bank bosses are showing the new rule no ... read more06-Apr-2015
Monday catch up: 7 things we are keeping an eye on this week
Prices seem to be on everyone's mind, yours, mine, the Reserve Bank's... But hey! At least in the myriad of incessant and unending stories about Auckland house prices, there are some meaningful updates on a number of policy fronts. Here are the stories that caught my eyes, take a look: 1. The on-going saga of the Reserve Bank vs Auckland housing market has entered into Act Two. Looking set... read more17-Mar-2015
Reserve Bank consulting on property investor loans
**7th April 2015 Update** For a copy of APIA's submission click here. The Reserve Bank of New Zealand (RBNZ) is a politically independent body charged with overseeing the stability of the country’s financial system. As such, it can set down rules and issue instructions to the trading banks and to other financial institutions. The Governor of the RBNZ has looked at what happened overse... read more01-Nov-2013
Is Auckland Homeownership The Impossible Dream?
A month into the new banking era of mortgage lending caps, I am already hearing anecdotal tales of quieter open homes, vacated auction rooms, and buyer frustrations. Whereas previously the housing market rivalled that of supermarket frenzies witnessed every 24th of December, now there is an eerily silent scene awaiting vendors and agents. I am confident that in the coming weeks there will ... read more16-Oct-2013
No Silver Bullet: LVR Restrictions and the Role of the Reserve Bank in the Auckland Housing Crisis
In his address to the Property Council Of New Zealand yesterday, Deputy Reserve Bank Governor Grant Spencer gave a broad-view digest into the current housing supply pressure faced by New Zealanders, in particular, Aucklanders and Cantabrians. The Reserve Bank is under no disillusionment that LVR Restrictions are the silver bullet to the current market challenges, nor had it ever expected... read moreRecent Posts
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