01-Dec-2019
APIA Blog
RSS Feed
12-Dec-2017
Nick Goodall: Impact of the 2017 Election on Auckland’s property market
As the year draws to a close, we’ve got a good understanding on likely changes to the property market and certainly which buyer groups are under the new Government’s property spotlight. In short, property speculators and foreign buyers are the focus. The Government has been clever in using the Overseas Investment Act to restrict foreign citizens buying existing property, but there’s... read more
08-Jun-2017
Peter Lewis: DTI is but a band-aid solution to the bigger housing crisis
Reserve bank Governor Graham Wheeler has been working for some time to reduce the risk that he sees in the New Zealand banking system, mainly centred on house price inflation and low dairy product returns. Now that the milk market has turned up again, property prices and the related mortgage lending seem to be his main target. He has already attempted to restrain the demand for h... read more
22-Nov-2016
Peter Lewis: DTI will not solve the housing crisis
Reserve bank Governor Graham Wheeler has been working for some time to reduce the risk that he sees in the New Zealand banking system, mainly centred on house price inflation and low dairy product returns. He has already attempted to restrain the demand for housing by introducing restrictions in investor loan-to-value ratios, thus limiting the amount that the main trading banks... read more
02-Jun-2015
Tuesday Catch Up: 7 things we are keeping an eye on this week
... cos we simply had to take Monday off to recover from the latest Reserve Bank blow... 1. Before we unleashed the doom-and-gloom, can we please take a moment to marvel at the awesomeness that is Brandon Lipman? 2. Ok so back to business, late Friday afternoon the Reserve Bank served up another wham-bang at the investors community by hiking the cost of borrowing for non-occupying property ... read more
18-May-2015
Monday catch up: 2 things we are keeping an eye on this week
Yes, you read that right. Two things only this week. Lets be honest, two major changes to investors' cash-flow are going to be enough to drown out most other headlines for weeks to come! 1. From October onwards if you want to buy an Auckland investment property, you will need to come up with 30% deposit says the Reserve Bank. Straight off the bat the bank bosses are showing the new rule no ... read more
06-Apr-2015
Monday catch up: 7 things we are keeping an eye on this week
Prices seem to be on everyone's mind, yours, mine, the Reserve Bank's... But hey! At least in the myriad of incessant and unending stories about Auckland house prices, there are some meaningful updates on a number of policy fronts. Here are the stories that caught my eyes, take a look: 1. The on-going saga of the Reserve Bank vs Auckland housing market has entered into Act Two. Looking set... read more
17-Mar-2015
Reserve Bank consulting on property investor loans
**7th April 2015 Update** For a copy of APIA's submission click here. The Reserve Bank of New Zealand (RBNZ) is a politically independent body charged with overseeing the stability of the country’s financial system. As such, it can set down rules and issue instructions to the trading banks and to other financial institutions. The Governor of the RBNZ has looked at what happened overse... read more
01-Nov-2013
Is Auckland Homeownership The Impossible Dream?
A month into the new banking era of mortgage lending caps, I am already hearing anecdotal tales of quieter open homes, vacated auction rooms, and buyer frustrations. Whereas previously the housing market rivalled that of supermarket frenzies witnessed every 24th of December, now there is an eerily silent scene awaiting vendors and agents. I am confident that in the coming weeks there will ... read more
16-Oct-2013
No Silver Bullet: LVR Restrictions and the Role of the Reserve Bank in the Auckland Housing Crisis
In his address to the Property Council Of New Zealand yesterday, Deputy Reserve Bank Governor Grant Spencer gave a broad-view digest into the current housing supply pressure faced by New Zealanders, in particular, Aucklanders and Cantabrians. The Reserve Bank is under no disillusionment that LVR Restrictions are the silver bullet to the current market challenges, nor had it ever expected... read moreRecent Posts
- Is GST payable on all the properties held by a trading entity?
- All for the kids
- Ryan Smuts: I own a Kiwibuild, how do I make a start at investing in property?
- RTAA2020 - the thereafter
- Debbie Roberts: You totally don't need a 6-figure income to invest in property
- Kelvin Davidson: How has COVID affected the property market
- Ryan Smuts: How much money does it take to become a property investor
- HHS: Can landlords self-inspect?
- Trust beneficiary's ability to move into the rental property remains up in the air
- How to enrich your online forum experience
Tags
twg report cat boarding house ventilation Sponsored post property maintenance Market report property cycle parry v inglis termination Holler meth contamination election2020 sale and purchas Question and answer rental wof mindset airbnb Must know water bill HSWA shower dome interest only election 2017 insulation principal and interest advice rent arrears unitary plan positive cash flow worksafe watercare Editor's Choice meth ocr winz trust tax short-term rental Must knows Investor story clnz market tenancy issues cash-flow smoke alarm p lab asbestos bad tenant Investment tip CoreLogic government property apprentice buying subdivision Guest blog Standards New Zealand nzpif sale and purchase heater off the plan first home buying property value Tribunal case study lvr How to Property (Relationships) Act housing affordability wins insurance beginner investor letting fee covid-19 landlord return Jeff Bezos housing bubble building television rent increase debt enforcement auckland data security warren buffett yield trademe house prices opes partners market rent negotiation will auckland council privacy initio buyer's agent sublease investment strategy partners fixed-term tenancy Level 4 capital gain DTI rta tenant TCIT rtaa2020 property management HHGA heating cgt khh gluckman report property LIM speculator holiday house Case study anz inspection wealth creation reserve bank buying rules bond skill shortage education damage ring-fencing ird financial advisers act development tenancy services investor rta reform Landlording HHS kiwibuild barfoot and thompson trespass personal growth banking income management scotney williams commerce commission mortgage bond form equity CCC finance warm up new zealand minor dwelling renovation structure extractor fan ask an expert RBNZ letting maintenance recycling equity productivity rental market rent Gluckman robert kiyosaki Kris Pedersen Mortgages and Insurance RTAA 2019 relationship interest rates business Q&A legal tenancy tribunal
- advice (12)
- airbnb (4)
- anz (4)
- asbestos (2)
- ask an expert (11)
- auckland (9)
- auckland council (6)
- bad tenant (2)
- banking (3)
- barfoot and thompson (1)
- beginner investor (6)
- boarding house (1)
- bond (2)
- bond form (1)
- building (9)
- business (1)
- buyer's agent (1)
- buying (1)
- buying rules (1)
- capital gain (3)
- Case study (3)
- cash-flow (3)
- cat (1)
- CCC (2)
- cgt (2)
- clnz (5)
- commerce commission (1)
- CoreLogic (3)
- covid-19 (14)
- damage (1)
- data security (1)
- debt enforcement (2)
- development (5)
- DTI (2)
- Editor's Choice (27)
- education (2)
- election 2017 (1)
- election2020 (1)
- equity (1)
- extractor fan (1)
- finance (27)
- financial advisers act (1)
- first home buying (8)
- fixed-term tenancy (1)
- Gluckman (1)
- gluckman report (1)
- government (10)
- Guest blog (33)
- heater (3)
- heating (8)
- HHGA (6)
- HHS (14)
- holiday house (1)
- Holler (10)
- house prices (8)
- housing affordability (11)
- housing bubble (7)
- How to (37)
- HSWA (5)
- income (2)
- initio (2)
- inspection (2)
- insulation (12)
- insurance (9)
- interest only (1)
- interest rates (8)
- investment strategy (24)
- Investment tip (21)
- investor (42)
- Investor story (5)
- ird (1)
- Jeff Bezos (1)
- khh (2)
- kiwibuild (1)
- Kris Pedersen Mortgages and Insurance (10)
- landlord (75)
- Landlording (51)
- legal (5)
- letting (1)
- letting fee (2)
- Level 4 (2)
- LIM (2)
- lvr (6)
- maintenance (2)
- management (15)
- market (5)
- market rent (3)
- Market report (2)
- meth (4)
- meth contamination (6)
- mindset (1)
- minor dwelling (3)
- mortgage (6)
- Must know (42)
- Must knows (32)
- negotiation (2)
- nzpif (6)
- ocr (5)
- off the plan (1)
- opes partners (1)
- p lab (8)
- parry v inglis (2)
- partners (1)
- personal growth (4)
- positive cash flow (1)
- principal and interest (1)
- privacy (3)
- productivity (1)
- property (20)
- Property (Relationships) Act (1)
- property apprentice (1)
- property cycle (2)
- property maintenance (7)
- property management (22)
- property value (13)
- Q&A (64)
- Question and answer (61)
- RBNZ (1)
- recycling equity (1)
- relationship (2)
- renovation (7)
- rent (7)
- rent arrears (6)
- rent increase (1)
- rental market (4)
- rental wof (1)
- reserve bank (11)
- return (3)
- ring-fencing (7)
- robert kiyosaki (1)
- rta (44)
- rta reform (2)
- RTAA 2019 (6)
- rtaa2020 (2)
- sale and purchas (1)
- sale and purchase (1)
- scotney williams (7)
- short-term rental (1)
- shower dome (1)
- skill shortage (1)
- smoke alarm (1)
- speculator (3)
- Sponsored post (14)
- Standards New Zealand (2)
- structure (1)
- subdivision (2)
- sublease (1)
- tax (10)
- TCIT (2)
- television (1)
- tenancy issues (77)
- tenancy services (6)
- tenancy tribunal (25)
- tenant (53)
- termination (5)
- trademe (1)
- trespass (1)
- Tribunal case study (2)
- trust (2)
- twg report (1)
- unitary plan (1)
- ventilation (1)
- warm up new zealand (1)
- warren buffett (3)
- water bill (5)
- watercare (7)
- wealth creation (2)
- will (1)
- wins (1)
- winz (1)
- worksafe (1)
- yield (1)
