08-Feb-2019
APIA Blog
RSS Feed
15-Oct-2018
Ryan Smuts: What to expect when you use a mortgage broker?
How do you know a broker is going to give you the best advice, and why is it worthwhile going down this path as opposed to going to your own bank? Well, this is a timely topic and definitely is a valid question. Typically the barriers to entry in our market are relatively low, and in terms of qualifications, not too much has to be done to be giving advice in the mortgage in... read more
24-Aug-2018
Suze Ferry: Common reasons why rental insurance claims get rejected
Rental properties need a different insurance policy compared to owner-occupied homes. There are additional risks you’ll want covered and there are certain requirements your insurer will want you to meet too. Contrary to popular belief, insurers don’t want to decline claims! The policy wording/schedule is a contract, between you and your insurer; the contract defines what is and isn’... read more
23-Jun-2018
Ryan Smuts: Buying off the plan
Buying off the plan can be an exciting proposal, it has many benefits which can be capitalised on if purchasing correctly and with enough due diligence put into practice, however, every rose has its thorns, and it is important to be aware of the risks that can be associated to this method of purchasing property. Risks The cautious buyer will understand first, the... read more
13-Jun-2018
How to set rent?
Setting your rent can be a bit of a Goldilocks Paradox: charge too much, you turn off inquiries; charge too little, you compromise the performance of your property. The right amount of rent will not only help you attract the right types of tenants, it also ensures the continued success of your rental portfolio. We asked five APIA investors to share their rent strategies and elab... read more
09-Jun-2018
Ryan Smuts: 5 Non-negotiable habits of a top property investor
Understanding that property investment is a business and treating it as such is the foundation for becoming a successful property investor. Like any business, you will need to first determine what goals you have for your ventures, what your desired end position looks like so that you can ensure you get there. Having no goals when you invest is like driving around in your ... read more
07-Jun-2018
Amanda Watt: Removal of negative gearing
I have delayed writing about the removal of the negative gearing, so I could spend more time thinking about what it will mean for property investors. The Government’s issues paper addressing negative gearing came out earlier this year and asked for submissions. Both the NZPIF and APIA made submissions on behalf of members. The proposal outlined in the issues paper is that negative ... read more
31-May-2018
Ryan Smuts: How to Invest your money when you are not a high income earner
I was always taught in relation to saving and investing that it is not the amount that counts, it’s where you put it – it’s allocation. Time is an investor’s best friend, and understanding the power of compounding interest, and other minor tricks can be the difference in turning a little into a lot. The median wage in NZ when annualized ends up being about $49,900, ... read more
30-Apr-2018
Bad investment habits you should toss right now
Let's be honest, even the most prolific investors get into the occasional funk and stuck on some pretty bad habits. Don't worry. Good practices are just as easily habit-forming as bad. Start by doing a quick stocktake on how you have been investing to identify any areas of weakness or poor practices that can be improved on. We have got together with some good friends of ours to ... read more
06-Mar-2018
More investors should do this
It is easy, in the age of multihyphenates, to confuse being your personal best with being the person who is best in everything. Why wouldn't you? Our celebrity culture has a habit of honing in on the person rather than the team and creating the illusion that only the selected few are set on the path to succeed by being good at everything. That is no true. The best bloggers today do no... read moreRecent Posts
- Hardwired smoke alarms at rental properties
- Extending fix-term tenancies
- Peter Lewis: Selecting a new tenant
- Template certificate for rental insulation
- Is a shower dome HHS friendly?
- HHS Compliance #2: Insulation requirements at a glance
- HHS heating standards for tenants on Globug
- HHS Compliance #1: Heating requirements at a glance
- Peter Lewis: On the shortage of residential rentals
- Unconventional ways to increase rent
Tags
reserve bank government damage HHGA rental market buying education subdivision financial advisers act Property (Relationships) Act investor Must know Investment tip rent initio house prices auckland council warm up new zealand equity parry v inglis partners robert kiyosaki warren buffett heating water bill letting skill shortage tenancy services ring-fencing insurance rent increase sale and purchase election 2017 Jeff Bezos cash-flow shower dome capital gain CoreLogic first home buying bond form p lab debt enforcement DTI holiday house Guest blog interest only off the plan heater LIM rta property cycle income bad tenant trademe fixed-term tenancy insulation return Sponsored post tenancy tribunal Investor story housing affordability market cgt finance twg report property maintenance building landlord Question and answer worksafe personal growth Holler CCC privacy ventilation banking market rent clnz Landlording unitary plan relationship winz television extractor fan cat ask an expert rental wof anz Market report Tribunal case study Must knows management Q&A mortgage smoke alarm investment strategy scotney williams trespass sale and purchas sublease structure advice development gluckman report property renovation Standards New Zealand TCIT auckland tenant rta reform HSWA HHS Editor's Choice housing bubble boarding house inspection ocr buyer's agent interest rates legal speculator asbestos nzpif business data security minor dwelling Kris Pedersen Mortgages and Insurance negotiation tenancy issues property management meth contamination productivity property value buying rules principal and interest rent arrears watercare lvr ird wealth creation How to maintenance letting fee short-term rental airbnb beginner investor positive cash flow tax wins bond trust
- advice (11)
- airbnb (4)
- anz (4)
- asbestos (2)
- ask an expert (11)
- auckland (10)
- auckland council (6)
- bad tenant (2)
- banking (3)
- beginner investor (4)
- boarding house (1)
- bond (2)
- bond form (1)
- building (5)
- business (1)
- buyer's agent (1)
- buying (1)
- buying rules (1)
- capital gain (3)
- cash-flow (3)
- cat (1)
- CCC (2)
- cgt (2)
- clnz (1)
- CoreLogic (1)
- damage (1)
- data security (1)
- debt enforcement (2)
- development (2)
- DTI (2)
- Editor's Choice (18)
- education (2)
- election 2017 (1)
- equity (1)
- extractor fan (1)
- finance (20)
- financial advisers act (1)
- first home buying (7)
- fixed-term tenancy (1)
- gluckman report (1)
- government (10)
- Guest blog (12)
- heater (2)
- heating (6)
- HHGA (6)
- HHS (6)
- holiday house (1)
- Holler (8)
- house prices (7)
- housing affordability (11)
- housing bubble (7)
- How to (35)
- HSWA (5)
- income (2)
- initio (1)
- inspection (1)
- insulation (11)
- insurance (5)
- interest only (1)
- interest rates (6)
- investment strategy (19)
- Investment tip (16)
- investor (32)
- Investor story (6)
- ird (1)
- Jeff Bezos (1)
- Kris Pedersen Mortgages and Insurance (4)
- landlord (52)
- Landlording (35)
- legal (5)
- letting (1)
- letting fee (2)
- LIM (2)
- lvr (5)
- maintenance (2)
- management (14)
- market (3)
- market rent (3)
- Market report (2)
- meth contamination (3)
- minor dwelling (2)
- mortgage (5)
- Must know (30)
- Must knows (20)
- negotiation (2)
- nzpif (6)
- ocr (2)
- off the plan (1)
- p lab (8)
- parry v inglis (2)
- partners (1)
- personal growth (4)
- positive cash flow (1)
- principal and interest (1)
- privacy (2)
- productivity (1)
- property (17)
- Property (Relationships) Act (1)
- property cycle (2)
- property maintenance (6)
- property management (20)
- property value (10)
- Q&A (49)
- Question and answer (46)
- relationship (2)
- renovation (3)
- rent (5)
- rent arrears (4)
- rent increase (1)
- rental market (4)
- rental wof (1)
- reserve bank (10)
- return (3)
- ring-fencing (6)
- robert kiyosaki (1)
- rta (24)
- rta reform (1)
- sale and purchas (1)
- sale and purchase (1)
- scotney williams (7)
- short-term rental (1)
- shower dome (1)
- skill shortage (1)
- smoke alarm (1)
- speculator (3)
- Sponsored post (6)
- Standards New Zealand (1)
- structure (1)
- subdivision (1)
- sublease (1)
- tax (10)
- TCIT (2)
- television (1)
- tenancy issues (64)
- tenancy services (5)
- tenancy tribunal (24)
- tenant (46)
- trademe (1)
- trespass (1)
- Tribunal case study (2)
- trust (1)
- twg report (1)
- unitary plan (1)
- ventilation (1)
- warm up new zealand (1)
- warren buffett (3)
- water bill (5)
- watercare (7)
- wealth creation (2)
- wins (1)
- winz (1)
- worksafe (1)
