21-May-2020
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07-May-2020
Steve Hegh: Tips for Getting a Healthy Homes Assessment of Your Rental Property
It’s time to make sure your rental properties are up to the Healthy Homes Standards. There were rumours that the Healthy Homes deadlines might be changed, but that hasn’t happened. So, the deadline is still 1 July for including a statement of your property’s current level of compliance with the Healthy Homes Standards in any new, renewed or varied tenancy agreement. The... read more
21-Apr-2020
Ryan Smuts: How to raise money quickly
In certain markets where properties are moving quickly, your ideal scenario would be to aim at being in a position to purchase and move at the same pace as the market, that is being ready should a good deal presents itself. It is always better to be prepared for an opportunity and not have one, than to have an opportunity and be unprepared for it. Our recommendation would be ... read more
13-Feb-2020
Steve Hegh: I have $20K to spend on Healthy Homes, how do I get the most bang out of my buck?
The Healthy Home Standards became law last year, and the first deadline is coming up on 1 July – where you must include a statement of your current level of compliance in any new, varied or renewed tenancy agreement. Then, by 1 July 2021, you must be compliant within 90 days for any new tenancies. So, if you have a budget of $20k to spend on making your property a healthy home, how shou... read more
22-Jan-2020
Ed McKnight: What hosting the #1 business podcast has taught me about NZ Property Investment
5 months ago, I was working out at the gym, earphones in, listening to my favourite podcast. It's a daily show featuring 2 digital geeks talk about what's happening in the digital industry ... I'm secretly a nerd. It got me thinking that a similar format could work for property investment in New Zealand. Fast forward 5 months and the Property Academy Podcast has over... read more
01-Dec-2019
Ryan Smuts: Making sense of the RBNZ Nov 2019 FSR
The RBNZ publishes its Financial Stability Report every May and November outlining the key areas of interest relating to the NZ economy, with a snapshot of where things sit today and things to be aware of moving forward. As property investors, we operate in a market which is strongly influenced by the financial system, due to the need for capital and the benefit of leverage when it co... read more
07-Nov-2019
Stephen Hegh: Methamphetamine – where are we now?
The 2019 Residential Tenancies Amendment Act (RTAA) moved things forward… a bit. Landlords can now access the property to test for meth contamination. But the elephant in the room remains: what is the acceptable maximum level of meth presence at a rental property? Standards New Zealand says it is 1.5µg/100cm2, Sir Peter Gluckman says 15µg/100cm2, The Residential Tenancies ... read more
27-Aug-2019
Ryan Smuts: What investors need to know about the recent OCR cut
The OCR has been cut recently by 0.5% - a lot higher than many economists were initially expecting. What might this mean for the borrower? Over the last fortnight, we at the Kris Pedersen Mortgages team have seen some key effects come into play: across the market floating rates have dropped and in many cases, as much as 0.5%. Lenders like ASB for example took their floating rate down f... read more
15-Oct-2018
Ryan Smuts: What to expect when you use a mortgage broker?
How do you know a broker is going to give you the best advice, and why is it worthwhile going down this path as opposed to going to your own bank? Well, this is a timely topic and definitely is a valid question. Typically the barriers to entry in our market are relatively low, and in terms of qualifications, not too much has to be done to be giving advice in the mortgage in... read more
23-Jun-2018
Ryan Smuts: Buying off the plan
Buying off the plan can be an exciting proposal, it has many benefits which can be capitalised on if purchasing correctly and with enough due diligence put into practice, however, every rose has its thorns, and it is important to be aware of the risks that can be associated to this method of purchasing property. Risks The cautious buyer will understand first, the... read moreRecent Posts
- Rene Swindley: what does loss of rent insurance actually cover?
- Can I ask if a tenant has ever stayed at the Women's Refuge?
- Louise Benson: How to vet and on-board a first-time renter
- Kelvin Davidson: Property seems to be off politicians’ radars
- You are about to be robbed. Put a stop to it.
- Ed McKnight: You can't just buy and hope
- Ryan Smuts: 4 things to watch out for when working with 2nd-tier lenders
- Kelvin Davidson: What lies ahead for property in the rest of 2020?
- 218-1 reasons for termination
- Heat pumps in apartments?
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