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Kelvin Davidson: The property investment rule changes have probably finished for now

Clearly, the late-March policy changes made by the Government have altered the economics of using a mortgage to buy further investment properties, coming on top of the higher deposit requirements that have already been in play for a few months now. Then in early May, the Reserve Bank (RBNZ) released the latest Financial Stability Report (FSR), which contained even more discussion ar...
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{{name}} - APIA Auckland Property Investors

Rent (un)affordability: It is not how much landlords spend, it is how much tenants make

Given the drastic nature of the government’s Housing Package, it is hardly a surprise to see rental (un)affordability being thrust into the forefront of our national psyche. In the immediate aftermath of the 23rd March announcement, social media was ablaze with talks of a wholesale rent spike. Uncertainty and fear dominated the moment. And trigger-happy-finger-tapping housing market stakeho...
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{{name}} - APIA Auckland Property Investors

Daikin: How to get the most out of your heat pump this winter

Not all heat pumps are created equal and given the harsh weather conditions in parts of New Zealand, it is important for landlords to be able to choose the most efficient and reliable model to install to keep their tenants and rental properties nice and warm. We speak to Gary Felstead, Deputy General Manager of Sales at Daikin to find out more. Q. In addition to the minimum kilowattage ...
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{{name}} - APIA Auckland Property Investors

Kelvin Davidson: Our ‘top down’ perspective on the Government’s investor tax policy changes

It’s an understatement to suggest that the content of the Government’s housing policy announcement on 23rd March was a surprise to most. In reality, it was a major surprise to all. However, now that the dust has settled a bit, our perception is that the changes won’t have as much impact as first thought. Sure, some landlords will look to sell properties and/or raise rents sharply, but...
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{{name}} - APIA Auckland Property Investors

Ending an unsigned FT extension early

This week's question comes from Kowie S: We had a fixed-term tenancy from the end 2019- end 2020. Our landlords reached out close to the expiry date and offered us a 1-year extension via email. We responded by stating we would be happy to extend and asked that they would let us know when we can discuss and sign the contract. They replied by saying no need to sign, they will just change the...
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{{name}} - APIA Auckland Property Investors

How a hard-line approach to Tribunal claims can end up hurting you

On the awarding of legal costs by the Tenancy Tribunal RE: Thomas and other v Novus Vita Limited [2021] NZTT Wellington 4266110, 4266355 The basis of the Tenancy Tribunal is for parties in a dispute to achieve a just outcome swiftly and inexpensively. Lawyers do not generally get involved and as such, the Tribunal isn’t often concerned with issues relating to the award of legal costs...
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{{name}} - APIA Auckland Property Investors

Don’t hold on to application forms longer than you have to

When a property is put on the rental market, the landlord will likely, given the current shortage, receive an abundant number of applications. These applications contain personal information the collection, storage and disposal of which are subject to both s123A of the Residential Tenancies Act (RTA) and the Privacy Act (PA). The relevant provision of s123A has recently been amende...
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{{name}} - APIA Auckland Property Investors

Privacy and renting - a brain dump for landlords

Many of our members are aware that we have been interacting with the Office of the Privacy Commissioner (“OPC”) to assist with its current examination into personal information collection practices in the rental sector. Our intention is to put forward our members’ perspective and to provide the OPC with constructive input as to why and how landlords collect certain information. We exp...
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{{name}} - APIA Auckland Property Investors

Monique Oosterbaan: What I get out of my APIA membership

Having read a few books that suggested joining my local property investors association, I did a bit of investigation to find out exactly what these groups were about. I found APIA and decided to join immediately. I was pleasantly surprised from the outset at just how friendly everyone was, from the APIA admin as well as the members willing to answer any of your question...
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{{name}} - APIA Auckland Property Investors

Therese Bisquera: What I get out of my APIA Membership

As a newbie investor, one of the best things that APIA has done and continues to do for me is keep me informed of changes in the property investment space so that I can better prepare myself to come out on top. I love hearing from all types of investors through APIA - new or well experienced. I am an avid learner. A geek even. There are nuggets of information and ah-ha! mome...
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