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Moving between different Alert Levels

In anticipation of the rest of the country moving to Alert Level 3 this Wednesday while Auckland and Northland remain under Alert Level 4, we've produced this easy referencing guide to help tenants and landlords work out the rules of moving across regions that are at different Alert Levels: To region at Alert Level 1 To region at Ale...
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{{name}} - APIA Auckland Property Investors

Ryan Smuts: Bank funding for new-builds

In many cases, bank lending has changed considerably when it comes to new-builds, and most of these changes have happened only within the last few months. An original advantage of funding new-builds with banks was that they are exempt from LVR rules, so banks could lend what they wanted on them. In most cases, banks would lend up to 80% for investment new-builds properties. This mea...
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{{name}} - APIA Auckland Property Investors

Kelvin Davidson: Time to focus on income

There’s no doubt that the economics of property investment in NZ have changed dramatically in a short space of time since the market unexpectedly surged in the wake of COVID originally hitting our shores. True, mortgage rates fell sharply, and that triggered a wave of renewed property demand – alongside the temporary removal of the loan to value ratio speed limits and a continued la...
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{{name}} - APIA Auckland Property Investors

Landlord FAQs for Level 4

Level 4 has caught many of us by surprise. Here are answers to some common day-to-day questions arising out of the latest snap lockdown. Note that these answers are current as of the 19th of August 2021. Should the lockdown be extended and emergency tenancy laws come into effect, our answers to some of these questions may change. Q. My tenant has asked for a rent reduction for the ...
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