APIA Blog

When it comes to mortgage lending, in many circumstances it comes down to deposits/equity and your ability to meet loan affordability criteria, which can be different depending on which lender you approach. However, another key area of mortgage lending is your character, which covers your overall position as a borrower – including for example, credit history and ...

If retirement is right around the corner for you, you might be thinking that it is too late for you to start investing in property, and you might be wishing that you had started 20 years ago. However, it's not necessarily true that you have missed the boat completely. It will depend on how much time you have left until retirement, what your borrowing capacity is, and what your equit...

Re: Atkinson v Monarch Realty Ltd [2020] NZTT Hamilton 4279083 Facts 5th July 2020 - Leak discovered at the property due to lack of maintenance 11th August to 9th September 2020 - Remedial work carried out 1st September 2020 - Citing a lack of confidence that the tenant would property ventilate (and therefore look after) the property, the property manager recommend...